Blog
Home loan tips, mortgage advice, and real estate insights from 1st Nationwide Mortgage.
Bank Statement Loan Requirements 2026: The Complete Guide for Self-Employed Borrowers
2026 bank statement loan requirements: 12 or 24 months of statements, 640+ credit score, 10–20% down payment. Income calculation methods, reserve requirements, and loan limits explained.
Foreign National Mortgage Guide: NONI Loans for International Real Estate Investors
A complete guide to foreign national mortgages and NONI (No Income, No Asset) loans for international investors buying U.S. investment property — eligibility, docs, rates, and requirements.
Bank Statement Loan vs Conventional Mortgage: Every Difference Explained
A side-by-side comparison of bank statement loans and conventional mortgages — income verification, credit, rates, down payment, LTV, closing time, and who qualifies for each.
DSCR Loan Requirements 2026: The Complete Guide for Real Estate Investors
2026 DSCR loan requirements: 640 minimum credit score, 20% down payment, 0.75–1.25 DSCR ratio. Cash-out seasoning, reserve requirements, and loan limits explained with real lender numbers.
2026 California Conforming & FHA Loan Limits by County: $832,750–$1,249,125
Every California county's 2026 FHA and conforming loan limit. High-cost counties (LA, Orange, San Francisco): $1,249,125. Floor counties: $832,750 conforming, $541,287 FHA. FHFA official amounts.
How to Protect Yourself as a Rental Property Owner
Quick steps for rental property owners to take to protect themselves from an experienced investor.
Why Now Is a Great Time to Buy with a Homebuilder
In a buyer's market it's a great to buy with a new home builder who needs to reduce their inventory and make up for cancellations.
9 Insider Tips for AirBnb Property Owners
AirBnb hosts follow these tips they are positioning themselves for a successful experience and can reap the benefits of owning
Which housing markets are better than renting
With home prices decreasing and supply increasing some housing markets are a better advantage than renting.
Stay Focused and Don't Stress Over Rising Rates
Home buyers should focus more on affordability than the actual interest rate. Future opportunities to refinance do occur.
Best places to buy rental property in Georgia
Georgia features many places that are ideal for rental property income and real estate investment objectives.
Best places to buy rental property in Tennessee
Discover the best cities to own rental property in Tennessee. Influencing factors such as employment, school, and healthcare play a role.