Virginia Investment Property Loans
Virginia investment-property financing through business-purpose lending programs — DSCR and non-owner-occupied bank statement loans. 1st Nationwide Mortgage, NMLS #1281.
Investment Property Programs Available in Virginia
Virginia programs are business-purpose, non-owner-occupied only:
- DSCR Loans — Qualify on the property’s rental income. No tax returns, no W-2s, no employment verification.
- Bank Statement Loans — Non-owner-occupied financing qualified on 12 or 24 months of deposits instead of tax returns. Full program details →
- NONI / Foreign National Loans — No income, no asset verification for investment property. Available in 49 states.
- Commercial Real Estate Loans — 5+ unit multi-family, mixed-use, office, retail, and industrial. Available in all 50 states.
- Hard Money Loans — Short-term, asset-based financing for fix-and-flip, lot acquisition, and value-add deals. Available in all 50 states.
- Rehab Loans — Purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects.
- Bridge Loans — Short-term financing between an acquisition and permanent loan, or while a property is stabilizing.
Owner-occupied and consumer mortgage products (FHA, VA, USDA, conventional, jumbo, reverse) are not offered in Virginia.
Why Virginia Investors Work With Us
- Business-purpose lending, not consumer lending. Virginia investment property is financed under business-purpose programs, so qualification runs on the asset and the deal — not on your personal tax returns.
- No debt-to-income ceiling on property count. DSCR ignores personal DTI entirely, so there is no conventional 4–10 financed-property limit constraining your portfolio.
- LLC vesting is standard. Title in an entity is routine for our Virginia investor files, not an exception that slows the deal down.
- Direct answers on real deals. Call and talk to someone who has underwritten the scenario before.
Virginia City Loan Programs
- Northern Virginia — DSCR Loans
Get Started Today
Financing an investment property in Virginia? Call us at (833) 350-9185 or check DSCR eligibility .
Northern Virginia DSCR Loans for Real Estate Investors
DSCR loans for Northern Virginia investment property — qualify on rental income, no tax returns or W-2s. Business-purpose financing for Arlington, Alexandria, Fairfax and Loudoun rentals. NMLS #1281.
Virginia Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Qualify on 12 or 24 months of bank deposits instead of tax returns. Virginia bank statement programs, including investment and rental property scenarios.
Virginia Bridge Loans for Real Estate Investors
Bridge loans for Virginia real estate investors — short-term financing between a purchase and permanent loan, or while a property is stabilized or sold. Fast close, all 50 states.
Virginia DSCR Loans — Richmond & Virginia Beach Rentals
DSCR loans in Virginia let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Virginia Hard Money Loans
Hard money loans for Virginia real estate investors and developers. Asset-based purchase and fix-and-flip financing with fast close. Business-purpose lending, available in all 50 states.
Virginia Rehab Loans for Real Estate Investors
Rehab loans for Virginia investors — purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects. Business-purpose lending, all 50 states.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.