North Carolina Mortgage Loans

Looking for a mortgage in North Carolina? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and homeowners from the mountains to the coast.

Mortgage Programs Available in North Carolina

We offer a full range of mortgage products to North Carolina residents:

• FHA Home Loans — Low down payment options starting at 3.5%
• VA Home Loans — Zero down payment for eligible veterans and active military
• Conventional Loans — Competitive rates on 15 and 30-year fixed terms
• Jumbo Loans — Financing above conforming loan limits
• USDA Loans — Zero down payment for eligible rural areas
• Bank Statement Loans — Self-employed borrower solutions

Why North Carolina Homebuyers Choose 1st Nationwide

• Statewide coverage — Charlotte, Raleigh, Asheville, Wilmington — wherever you’re buying in NC, we can help. We know the market varies widely across the state and tailor our guidance accordingly.
• Military-friendly lending — Home to Fort Liberty (formerly Bragg), Camp Lejeune, and multiple air stations, North Carolina has a large active duty and veteran population. Our VA loan team knows the ins and outs of military lending.
• Self-employed programs — The Triangle’s tech scene and Charlotte’s business corridor produce a lot of 1099 and business-owner borrowers. Bank statement loans are our specialty.
• Competitive rates with real service — We shop multiple wholesale lenders and pair that with a dedicated loan officer who answers when you call.

Get Started Today

Ready to explore your mortgage options in North Carolina? Contact us at (833) 350-9185 or check your eligibility .