North Carolina Mortgage Loans
1st Nationwide Mortgage is licensed in North Carolina. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in NC.
Looking for a mortgage in North Carolina? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and homeowners from the mountains to the coast.
Mortgage Programs Available in North Carolina
We offer a full range of mortgage products to North Carolina residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- VA Home Loans — Zero down payment for eligible veterans and active military
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural areas
- Bank Statement Loans — Self-employed borrower solutions
Why North Carolina Homebuyers Choose 1st Nationwide
- Statewide coverage — Charlotte, Raleigh, Asheville, Wilmington — wherever you’re buying in NC, we can help. We know the market varies widely across the state and tailor our guidance accordingly.
- Military-friendly lending — Home to Fort Liberty (formerly Bragg), Camp Lejeune, and multiple air stations, North Carolina has a large active duty and veteran population. Our VA loan team knows the ins and outs of military lending.
- Self-employed programs — The Triangle’s tech scene and Charlotte’s business corridor produce a lot of 1099 and business-owner borrowers. Bank statement loans are our specialty.
- Competitive rates with real service — We shop multiple wholesale lenders and pair that with a dedicated loan officer who answers when you call.
Get Started Today
Ready to explore your mortgage options in North Carolina? Contact us at (833) 350-9185 or check your eligibility .
Charlotte Bank Statement Loans | No Tax Return Mortgage
Charlotte bank statement loans qualify self-employed borrowers on 12-24 months of deposits, not tax returns. Finance, healthcare, construction, business owners. Licensed in North Carolina.
Charlotte DSCR Loans for Real Estate Investors
DSCR loans in Charlotte qualify investors on rental income — no tax returns, no W-2s. Purchase or cash-out refinance Charlotte investment property. Licensed in North Carolina, NMLS #1281.
Charlotte Mortgage Loans | 1st Nationwide Mortgage
Home loans in Charlotte, North Carolina. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
North Carolina Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
North Carolina bank statement loans let self-employed borrowers qualify using 12 or 24 months of bank deposits instead of tax returns. Available for purchase and refinance statewide.
North Carolina DSCR Loans for Real Estate Investors | No Income Verification
DSCR loans in North Carolina let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Raleigh Mortgage Loans | 1st Nationwide Mortgage
Home loans in Raleigh, North Carolina. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.