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Refinance Fee Delayed. Begin Soon & Save.

This Sept. & October are quite possibly the best times to refinance your home loan with rates at records lows and fees being delayed.

Is it Better to Wait To Buy A Home If Mortgage Delinquencies are Increasing?

If mortgage delinquencies are on the uptick should I still buy a home or is it better to wait

Orange County Mortgage Programs Every Buyer Should Know About

When buying a home it's importnant to know what mortgage programs you qualify for so you get the best home loan for your situation.

6 Ways to Increase your Home Buying Budget on $140K a year

Frustrated with your home affordability? Learn some tips to increase your ability to afford a home in Orange County, CA and other cities.

Economic Concerns Have Made Qualifying for a Mortgage Challenging

The Process of Buying Your First Home

To get the best possible experience when buying your first home it is important to understand the steps involved so you are prepared.

Should I Payoff My Mortgage Early

Why Do Closing Costs Vary with Different Lenders?

Various mortgage lenders you are deiding to use will have varying closing costs just like two retail stores in your neghborhood.

Orange County FHA Loan Limits Increased for 2022

With home prices rising in Orange County in 2019, FHA announced an increased loan limit for 2020 to help homebuyers afford the higher cost of homeownership.

Things that Loan Officers Look for When Pre-qualifying You

Here are the initial things that your loan originator will look for when you inquire about obtaining financing for a home purchase or refinance.

8 Mortgage Refinance Myths

False reasons to not refinance could be costing homeowners tens of thousands in potential savings.Review the facts versus myths why a refinance may benefit you.

One Mistake Could Drop Your Credit Score 100 Points

It is true you can improve your credit score by closing accounts but don't make this common mistake in the process. If you do it may affect your interest rate or closing costs.