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Undecided about Whether to Refinance your Home?

The best time to refinance can become more clear with a refinance calculator or the help of a loan originator to show you options.you have.

Mistakes Before Applying for a Home Loan

Are you aware of the mistkes so many home buyers make.before getting a mortgage? These mistakes we cover can be avoided.

Best Tips for Getting a Mortgage on a Second Home in California

A mortgage on a second home can be quite simple if you're organized and have very good crdit and can provide income verification..

Home Price Trends in Laguna Niguel

Looking to buy a home in Laguna Niguel. We briefly summarize a couple great communities within this beachside town.

12 Things You May Not Know About Irvine, California

Learn some of the great features the city of Irvine offers its residents and visitors and why it consistently ranks as a top city to enjoy life.

Why Some Borrowers Prefer Hard Money Loans

Why PMI is on the Road to Wealth for California Homeowners

Private mortgage insurance is not a one-sided benefits for lender. The homeowner can alo benefit with a lower down payment and possible home appreciation.

Employment Concerns for First-time Home Buyers

The employment requirements for a mortgage allow for some variations which is good news for prospective first-timebuyers looking to buy a home.

Orange County Maximum Loan Limit Increases to $726,525 in 2019

Orange County and other California counties receive a loan increase in 2019 for the maximum allowed for an FHA or conventioanal loan.

Will Lenders Count All Income I Receive?

Borrowers who receive income from different sources may be surprised it can be used to qualify for a mortgage. Learn which types are acceptable.

More Than 25% of California Homes Were Bought with Down Payments of 3.5% or Less

Did you know that one out of four Californians bought their home with 3.5% or less down payment in the past year.

Is it Good Idea to Use a Co-borrower?

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