1st Nationwide Mortgage

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Home loan tips, mortgage advice, and real estate insights from 1st Nationwide Mortgage.

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foreign national

Foreign National Mortgage Guide: NONI Loans for International Real Estate Investors

A complete guide to foreign national mortgages and NONI (No Income, No Asset) loans for international investors buying U.S. investment property — eligibility, docs, rates, and requirements.

1st Nationwide Mortgage
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mortgage qualifying

Bank Statement Loan vs Conventional Mortgage: Every Difference Explained

A side-by-side comparison of bank statement loans and conventional mortgages — income verification, credit, rates, down payment, LTV, closing time, and who qualifies for each.

1st Nationwide Mortgage
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investment property

DSCR Loan Requirements 2026: The Complete Guide for Real Estate Investors

A complete, plain-English guide to DSCR loan requirements in 2026 — including minimum DSCR ratio, credit score, down payment, reserves, and loan amounts. Real numbers, no fluff.

1st Nationwide Mortgage
FHA

2026 California FHA & Conforming Loan Limits — All 58 Counties

Updated 2026 FHA and conforming loan limits for every California county. Orange County, LA, and San Diego limits all increased significantly. See your county's maximum loan amount.

1st Nationwide Mortgage
Blog
investment property

How to Protect Yourself as a Rental Property Owner

Quick steps for rental property owners to take to protect themselves from an experienced investor.

Ashley Martin
Blog
New Home Builder

Why Now Is a Great Time to Buy with a Homebuilder

In a buyer's market it's a great to buy with a new home builder who needs to reduce their inventory and make up for cancellations.

Ashley Martin
Blog
investment property

9 Insider Tips for AirBnb Property Owners

AirBnb hosts follow these tips they are positioning themselves for a successful experience and can reap the benefits of owning

Ashley Martin
Blog
first-time home buyer

Which housing markets are better than renting

With home prices decreasing and supply increasing some housing markets are a better advantage than renting.

Scott Fitzpatrick
Blog
purchasing a home

Stay Focused and Don't Stress Over Rising Rates

Home buyers should focus more on affordability than the actual interest rate. Future opportunities to refinance do occur.

Ashley Martin
Blog
investment property

Best places to buy rental property in Georgia

Georgia features many places that are ideal for rental property income and real estate investment objectives.

Scott Fitzpatrick
Blog
Tennessee

Best places to buy rental property in Tennessee

Discover the best cities to own rental property in Tennessee. Influencing factors such as employment, school, and healthcare play a role.

Scott Fitzpatrick
Blog
arizona

Chandler, AZ: Top 3 High Schools

Inflation has been wreaking havoc on interest rates since January 2022. How will this affect home buyers and homeowners.

Scott Fitzpatrick