Florida Mortgage Loans
1st Nationwide Mortgage is licensed in Florida. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in FL.
Looking for a home loan in Florida? 1st Nationwide Mortgage is a licensed mortgage lender helping homebuyers and homeowners throughout the Sunshine State find the right financing.
Mortgage Programs Available in Florida
We offer a full range of mortgage products to Florida residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- VA Home Loans — Zero down payment for eligible veterans and active military
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural areas
- Bank Statement Loans — Self-employed borrower solutions
Why Florida Homebuyers Choose 1st Nationwide
- No state income tax advantage — Florida’s tax-friendly environment makes homeownership even more attractive. We help you make the most of it with the right loan structure.
- Built for the self-employed — Florida has one of the largest populations of independent contractors and small business owners. Our bank statement programs are designed for exactly that.
- Real people, real answers — Call us and you’ll talk to a loan officer, not an automated system. We’re here to answer questions and move your loan forward.
- Competitive rates statewide — From Miami to Jacksonville, Tampa to Pensacola, we shop rates across wholesale lenders to get you the best terms.
Get Started Today
Ready to explore your mortgage options in Florida? Contact us at (833) 350-9185 or check your eligibility .
Florida Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Florida bank statement loans let self-employed borrowers qualify using 12 or 24 months of bank deposits instead of tax returns. Available for purchase and refinance statewide.
Florida DSCR Loans for Real Estate Investors | No Income Verification
DSCR loans in Florida let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Jacksonville Mortgage Loans | 1st Nationwide Mortgage
Home loans in Jacksonville, Florida. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Miami Mortgage Loans | 1st Nationwide Mortgage
Home loans in Miami, Florida. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Orlando Mortgage Loans | 1st Nationwide Mortgage
Home loans in Orlando, Florida. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Tampa Bank Statement Loans | No Tax Return Mortgage
Tampa bank statement loans qualify self-employed borrowers on 12-24 months of deposits, not tax returns. Business owners, contractors, hospitality, healthcare. Licensed in Florida, NMLS #1281.
Tampa DSCR Loans for Real Estate Investors
DSCR loans in Tampa qualify investors on rental income — no tax returns, no W-2s. Purchase or cash-out refinance Tampa Bay investment property. Licensed in Florida, NMLS #1281.
Tampa Mortgage Loans | 1st Nationwide Mortgage
Home loans in Tampa, Florida. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.