Washington Mortgage Loans
Washington mortgage programs — FHA, VA, conventional, jumbo, bank statement, and DSCR loans for Washington borrowers. 1st Nationwide Mortgage, NMLS #1281.
Looking for a mortgage in Washington State? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and homeowners from Puget Sound to the Palouse.
Mortgage Programs Available in Washington
We offer a full range of mortgage products to Washington residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- Washington VA Home Loans — Zero down, no monthly mortgage insurance, and the 2027 property tax exemption change
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural areas
- Bank Statement Loans — Self-employed borrower solutions
- Reverse Mortgage — Available for homeowners 62 and older
- Hard Money Loans — Short-term, asset-based financing for fix-and-flip, lot acquisition, and value-add deals. Available in all 50 states.
- Rehab Loans — Purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects.
- Bridge Loans — Short-term financing between an acquisition and permanent loan, or while a property is stabilizing.
Why Washington Homebuyers Choose 1st Nationwide
- No state income tax — Washington is one of the few states with no income tax, making homeownership even more affordable. We help you find the right loan to match.
- Tech industry and self-employment — Seattle’s tech corridor produces a lot of high-income borrowers with stock compensation, RSUs, and non-traditional pay. We know how to work with those income types.
- East side and west side — Seattle and Spokane are different worlds when it comes to home prices and market dynamics. We serve both and adjust our approach to your local market.
- Dedicated loan officers — You’ll work with one person from application to closing. We answer the phone and keep things moving.
Washington City Loan Programs
- Seattle — Bank Statement Loans · DSCR Loans
Get Started Today
Ready to explore your mortgage options in Washington? Contact us at (833) 350-9185 or check your eligibility .
Seattle Bank Statement Loans | No Tax Return Mortgage
Seattle bank statement loans qualify self-employed borrowers on 12-24 months of deposits, not tax returns. Built for independent tech consultants, founders, and Puget Sound business owners.
Seattle DSCR Loans for Real Estate Investors
DSCR loans in Seattle qualify investors on rental income — no tax returns, no W-2s. Purchase or cash-out refinance Puget Sound investment property. NMLS #1281.
Seattle Mortgage Loans | 1st Nationwide Mortgage
Home loans in Seattle, Washington. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Washington Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Washington bank statement loans let self-employed borrowers qualify using 12 or 24 months of bank deposits instead of tax returns. Available for purchase and refinance statewide.
Washington Bridge Loans for Real Estate Investors
Bridge loans for Washington real estate investors — short-term financing between a purchase and permanent loan, or while a property is stabilized or sold. Fast close, all 50 states.
Washington DSCR Lender — Seattle & Bellevue Rentals
DSCR loans in Washington let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Washington Hard Money Loans
Hard money loans for Washington real estate investors and developers. Asset-based purchase and fix-and-flip financing with fast close. Business-purpose lending, available in all 50 states.
Washington Rehab Loans for Real Estate Investors
Rehab loans for Washington investors — purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects. Business-purpose lending, all 50 states.
Washington State Commercial Real Estate Loans
Commercial real estate loans for Washington investors — 5+ unit multi-family, mixed-use, office, retail, and industrial. Nationwide private lender, available in all 50 states.
Washington State Reverse Mortgage
Reverse mortgages for Washington homeowners 62 and older. Access your home equity as cash — proceeds are generally not considered taxable income (consult your tax advisor) — no monthly payments required. You remain responsible for property taxes, homeowners insurance, and home maintenance. HECM and jumbo reverse options statewide.
Washington VA Home Loans | Zero Down for Veterans
VA home loans for Washington veterans. Zero down, no monthly mortgage insurance, plus the property tax exemption change taking effect in 2027 that opens it to far more veterans.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.