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Home loan tips, mortgage advice, and real estate insights from 1st Nationwide Mortgage.

Which Loan Type Should Military Home Buyers Choose:  Conventional, FHA or VA?
VA home loan

Which Loan Type Should Military Home Buyers Choose: Conventional, FHA or VA?

Eligible members of the military have VA loans as an additional home loan choice. Deciding if it is best is what you will learn.

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How Much is a 20-percent Down Payment on a Median-Priced Home in Irvine, CA?
down payments

How Much is a 20-percent Down Payment on a Median-Priced Home in Irvine, CA?

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If I Rent Out My Current Home Can I Get A Mortgage To Buy Another Home?
mortgage qualifying

If I Rent Out My Current Home Can I Get A Mortgage To Buy Another Home?

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Best Ways to Keep Closing Costs Low
closing costs

Best Ways to Keep Closing Costs Low

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What Is the Average Down Payment in Orange County, CA?
down payments

What Is the Average Down Payment in Orange County, CA?

Down payments in Orange County don't have to be large for prospective home buyers. More options may be available for qualified borrowers.

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Down Payment Gift Rules from a Friend or Relative
down payments

Down Payment Gift Rules from a Friend or Relative

Learn all there is to know about gift down payments when buying in California, including Orange County, L.A., and San Diego.

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Getting a Mortgage with Student Loan Debt
mortgage qualifying

Getting a Mortgage with Student Loan Debt

Home financing for people with college education debt is still accessible with recent rule changes in how lenders determine your payment.

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Own vs. Rent: Where in OC Can You Own for less than $3,000 or $4,000 a month?
first-time home buyer

Own vs. Rent: Where in OC Can You Own for less than $3,000 or $4,000 a month?

Is it still better to rent or own a home in Orange County, California? Let's review two cities in South County to find out what makes sense.

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Quick Overview Regarding Loan Points
lender fees

Quick Overview Regarding Loan Points

One term that is frequently used by industry professionals when borrowers apply to buy a home or a refinance a mortgage is the term “points,” also known as “discount points".

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Things to Know Before Buying a Vacation Home
vacation home

Things to Know Before Buying a Vacation Home

What exactly do you want or expect from a vacation home? Do you want a busy place that is bustling with people and tourists or peace and quiet where neighbors are few and your privacy is a top priority?

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Easier Qualifying for Borrowers with Student Loan Debt
mortgage qualifying

Easier Qualifying for Borrowers with Student Loan Debt

Fannie Mae recently announced a few new changes that may help as many as 44 million poetntial borrowers who are strapped with student loan debt qualify for mortgage financing.

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Renting in Orange County is Now Even Less Affordable
mortgage qualifying

Renting in Orange County is Now Even Less Affordable

Research shows that rents in Orange County average $1,827 per month in 2017. Single family home rents are naturally higher at $3,114. A big reason the market is so tight is due to more renters in the region and fewer homeowners.

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