Blog
Home loan tips, mortgage advice, and real estate insights from 1st Nationwide Mortgage.
DSCR Loan Requirements 2026: The Complete Guide for Real Estate Investors
Every 2026 DSCR requirement in one place: ratio math, 640 credit floor, 15–20% down, reserves, and LLC vesting. No tax returns, no W-2s, no employment check.
2026 California Conforming & FHA Loan Limits by County: $832,750–$1,249,125
Every California county's 2026 FHA and conforming limit, $832,750 to $1,249,125, in one table. Plus what to do when your purchase price exceeds the county cap.
How to Protect Yourself as a Rental Property Owner
Quick steps for rental property owners to take to protect themselves from an experienced investor.
Why Now Is a Great Time to Buy with a Homebuilder
In a buyer's market it's a great to buy with a new home builder who needs to reduce their inventory and make up for cancellations.
9 Insider Tips for AirBnb Property Owners
AirBnb hosts follow these tips they are positioning themselves for a successful experience and can reap the benefits of owning
Which housing markets are better than renting
With home prices decreasing and supply increasing some housing markets are a better advantage than renting.
Stay Focused and Don't Stress Over Rising Rates
Home buyers should focus more on affordability than the actual interest rate. Future opportunities to refinance do occur.
Best Places to Buy Rental Property in Georgia (2026)
Atlanta rent growth is 0.4% with 17,100 units under construction. Where Georgia rental property still cash-flows in 2026, and how investors are financing it.
Best places to buy rental property in Tennessee
Discover the best cities to own rental property in Tennessee. Influencing factors such as employment, school, and healthcare play a role.
Chandler, AZ: Top 3 High Schools
Inflation has been wreaking havoc on interest rates since January 2022. How will this affect home buyers and homeowners.
Best Cities to Buy a Vacation Home in Arizona
Buying a vacation home in Arizona? Compare top cities — Scottsdale, Sedona, Flagstaff, Lake Havasu City — and explore financing options including DSCR loans for STR investors and bank statement loans for self-employed buyers.
How Soon After Purchasing a Home Can I Refinance?
With interest rates on a downtrend many recent home buyers are strongly considering to refinance. The question is can you do it so soon and should you.