Colorado Mortgage Loans
Colorado mortgage programs — FHA, VA, conventional, jumbo, bank statement, and DSCR loans for Colorado borrowers. 1st Nationwide Mortgage, NMLS #1281.
Considering a home purchase in Colorado? 1st Nationwide Mortgage is a registered mortgage company serving homebuyers and homeowners across the Centennial State.
Mortgage Programs Available in Colorado
We offer a full range of mortgage products to Colorado residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- Colorado VA Home Loans — Zero down, no monthly mortgage insurance, and the disabled veteran exemption
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural and suburban areas
- Bank Statement Loans — Self-employed borrower solutions
- Reverse Mortgage — Available for homeowners 62 and older
- Hard Money Loans — Short-term, asset-based financing for fix-and-flip, lot acquisition, and value-add deals. Available in all 50 states.
- Rehab Loans — Purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects.
- Bridge Loans — Short-term financing between an acquisition and permanent loan, or while a property is stabilizing.
Why Colorado Homebuyers Choose 1st Nationwide
- Mountain town to metro — Whether you’re buying a condo in Denver, a townhome in Colorado Springs, or a cabin near Breckenridge, we handle loans across the state.
- Self-employed expertise — Colorado’s startup and outdoor industry scene means plenty of non-traditional income borrowers. We’ve got programs that work.
- Straight talk, no pressure — Our loan officers walk you through your options honestly. No upselling, no bait-and-switch.
- Rate shopping on your behalf — We work with wholesale lenders to find the most competitive rate for your profile.
Colorado City Loan Programs
- Denver — Bank Statement Loans · DSCR Loans
Get Started Today
Ready to explore your mortgage options in Colorado? Contact us at (833) 350-9185 or check your eligibility .
Colorado Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Colorado bank statement loans let self-employed borrowers qualify using 12 or 24 months of bank deposits instead of tax returns. Available for purchase and refinance statewide.
Colorado Bridge Loans for Real Estate Investors
Bridge loans for Colorado real estate investors — short-term financing between a purchase and permanent loan, or while a property is stabilized or sold. Fast close, all 50 states.
Colorado Commercial Real Estate Loans
Commercial real estate loans for Colorado investors — 5+ unit multi-family, mixed-use, office, retail, and industrial. Nationwide private lender, available in all 50 states.
Colorado DSCR Loans — Denver & Ski-Town STR Financing
DSCR loans in Colorado let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Colorado Hard Money Loans
Hard money loans for Colorado real estate investors and developers. Asset-based purchase and fix-and-flip financing with fast close. Business-purpose lending, available in all 50 states.
Colorado Rehab Loans for Real Estate Investors
Rehab loans for Colorado investors — purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects. Business-purpose lending, all 50 states.
Colorado Reverse Mortgage
Reverse mortgages for Colorado homeowners 62 and older. Access your home equity as cash — proceeds are generally not considered taxable income (consult your tax advisor) — no monthly payments required. You remain responsible for property taxes, homeowners insurance, and home maintenance. HECM and jumbo reverse options statewide.
Colorado VA Home Loans | Zero Down for Veterans
VA home loans for Colorado veterans. Zero down, no monthly mortgage insurance, and the Colorado disabled veteran exemption — including the unemployability route most veterans miss.
Denver Bank Statement Loans | No Tax Return Mortgage
Denver bank statement loans qualify self-employed borrowers on 12-24 months of deposits, not tax returns. Built for tech contractors, cannabis operators, and Front Range business owners.
Denver DSCR Loans for Real Estate Investors
DSCR loans in Denver qualify investors on rental income — no tax returns, no W-2s. Purchase or cash-out refinance Front Range investment property. NMLS #1281.
Denver Mortgage Loans | 1st Nationwide Mortgage
Home loans in Denver, Colorado. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.