Tennessee Mortgage Loans
1st Nationwide Mortgage is licensed in Tennessee. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in TN.
Looking for a mortgage in Tennessee? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and homeowners across the Volunteer State.
Mortgage Programs Available in Tennessee
We offer a full range of mortgage products to Tennessee residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- VA Home Loans — Zero down payment for eligible veterans and active military
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural areas
- Bank Statement Loans — Self-employed borrower solutions
Why Tennessee Homebuyers Choose 1st Nationwide
- No state income tax — Tennessee doesn’t tax earned income, which means more of your paycheck goes toward building equity in your home. We help you pick the loan that maximizes that advantage.
- Nashville, Memphis, and everywhere in between — Whether you’re buying in a hot urban market or a quiet rural county, we serve the whole state.
- Self-employed programs — Music industry professionals, small business owners, and gig workers can qualify using bank statements instead of tax returns.
- Straightforward process — One loan officer, clear communication, and no surprises at closing.
Get Started Today
Ready to explore your mortgage options in Tennessee? Contact us at (833) 350-9185 or check your eligibility .
Memphis Mortgage Loans | 1st Nationwide Mortgage
Home loans in Memphis, Tennessee. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Nashville Bank Statement Loans | No Tax Return Mortgage
Nashville bank statement loans qualify self-employed borrowers on 12-24 months of deposits, not tax returns. Music industry, healthcare, construction, business owners. Licensed in Tennessee.
Nashville DSCR Loans for Real Estate Investors
DSCR loans in Nashville qualify investors on rental income — no tax returns, no W-2s. Nashville's STR market is heavily restricted — focus on long-term rental strategies. Licensed in Tennessee.
Nashville Mortgage Loans | 1st Nationwide Mortgage
Home loans in Nashville, Tennessee. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Tennessee Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Tennessee bank statement loans let self-employed borrowers qualify using 12 or 24 months of bank deposits instead of tax returns. Available for purchase and refinance statewide.
Tennessee DSCR Loans for Real Estate Investors | No Income Verification
DSCR loans in Tennessee let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.