Oregon Mortgage Loans
Oregon mortgage programs — FHA, VA, conventional, jumbo, bank statement, and DSCR loans for Oregon borrowers. 1st Nationwide Mortgage, NMLS #1281.
Looking for a mortgage in Oregon? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and homeowners throughout the Beaver State.
Mortgage Programs Available in Oregon
We offer a full range of mortgage products to Oregon residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- Oregon VA Home Loans — Zero down, no monthly mortgage insurance, and how the state ORVET loan compares
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural areas
- Bank Statement Loans — Self-employed borrower solutions
- Reverse Mortgage — Available for homeowners 62 and older
- Hard Money Loans — Short-term, asset-based financing for fix-and-flip, lot acquisition, and value-add deals. Available in all 50 states.
- Rehab Loans — Purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects.
- Bridge Loans — Short-term financing between an acquisition and permanent loan, or while a property is stabilizing.
Why Oregon Homebuyers Choose 1st Nationwide
- Metro and rural expertise — Portland’s market is competitive and fast-moving. Southern Oregon and the coast are a different story. We handle both and adjust our approach to match.
- No state sales tax — Oregonians already benefit from no sales tax. The right mortgage structure keeps more money in your pocket month to month.
- Self-employed friendly — Oregon’s culture of small business, freelancing, and creative work means a lot of buyers don’t have traditional income docs. Our bank statement loans solve that.
- Responsive, personal service — A real loan officer handles your file from start to close. No transfers, no runaround.
Oregon City Loan Programs
- Portland — Bank Statement Loans · DSCR Loans
Get Started Today
Ready to explore your mortgage options in Oregon? Contact us at (833) 350-9185 or check your eligibility .
Oregon Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Self-employed in Oregon? Qualify on 12 or 24 months of bank deposits instead of tax returns. 640 minimum credit, 10% down, purchase or refinance.
Oregon Bridge Loans for Real Estate Investors
Bridge loans for Oregon real estate investors — short-term financing between a purchase and permanent loan, or while a property is stabilized or sold. Fast close, all 50 states.
Oregon Commercial Real Estate Loans
Commercial real estate loans for Oregon investors — 5+ unit multi-family, mixed-use, office, retail, and industrial. Nationwide private lender, available in all 50 states.
Oregon DSCR Loans — Portland & Bend Rental Financing
DSCR loans in Oregon let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Oregon Hard Money Loans
Hard money loans for Oregon real estate investors and developers. Asset-based purchase and fix-and-flip financing with fast close. Business-purpose lending, available in all 50 states.
Oregon Rehab Loans for Real Estate Investors
Rehab loans for Oregon investors — purchase and renovation financing in one loan. Fix-and-flip, BRRRR, and value-add projects. Business-purpose lending, all 50 states.
Oregon Reverse Mortgage
Reverse mortgages for Oregon homeowners 62 and older. Access your home equity as cash — proceeds are generally not considered taxable income (consult your tax advisor) — no monthly payments required. You remain responsible for property taxes, homeowners insurance, and home maintenance. HECM and jumbo reverse options statewide.
Oregon VA Home Loans | Zero Down for Veterans
VA home loans for Oregon veterans. Zero down, no monthly mortgage insurance, plus how the state ORVET Home Loan compares and what Oregon's 40% disability exemption is worth.
Portland Bank Statement Loans | No Tax Return Mortgage
Portland bank statement loans qualify self-employed borrowers on 12-24 months of deposits, not tax returns. Tech contractors, creatives, business owners. NMLS #1281.
Portland DSCR Loans for Real Estate Investors
DSCR loans in Portland, Oregon qualify investors on rental income — no tax returns, no W-2s. Purchase or cash-out refinance Portland investment property.
Portland Mortgage Loans | 1st Nationwide Mortgage
Home loans in Portland, Oregon. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.