Blog

Why Some Borrowers Prefer Hard Money Loans

Why PMI is on the Road to Wealth for California Homeowners

Private mortgage insurance is not a one-sided benefits for lender. The homeowner can alo benefit with a lower down payment and possible home appreciation.

Employment Concerns for First-time Home Buyers

The employment requirements for a mortgage allow for some variations which is good news for prospective first-timebuyers looking to buy a home.

Orange County Maximum Loan Limit Increases to $726,525 in 2019

Orange County and other California counties receive a loan increase in 2019 for the maximum allowed for an FHA or conventioanal loan.

Will Lenders Count All Income I Receive?

Borrowers who receive income from different sources may be surprised it can be used to qualify for a mortgage. Learn which types are acceptable.

More Than 25% of California Homes Were Bought with Down Payments of 3.5% or Less

Did you know that one out of four Californians bought their home with 3.5% or less down payment in the past year.

Is it Good Idea to Use a Co-borrower?

%

Which Loan Type Should Military Home Buyers Choose: Conventional, FHA or VA?

Eligible members of the military have VA loans as an additional home loan choice. Deciding if it is best is what you will learn.

How Much is a 20-percent Down Payment on a Median-Priced Home in Irvine, CA?

If I Rent Out My Current Home Can I Get A Mortgage To Buy Another Home?

Homeowners who rent out their current home can obtain a new mortgage, with lenders evaluating how much rental income counts toward qualification.

Best Ways to Keep Closing Costs Low

What Is the Average Down Payment in Orange County, CA?

Down payments in Orange County don't have to be large for prospective home buyers. More options may be available for qualified borrowers.