Alabama Mortgage Loans

Looking for a mortgage in Alabama? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and real estate investors across the Yellowhammer State.

Mortgage Programs Available in Alabama

We offer a full range of mortgage products to Alabama residents:

• FHA Home Loans — Low down payment options starting at 3.5%
• VA Home Loans — Zero down payment for eligible veterans and active military
• Conventional Loans — Competitive rates on 15 and 30-year fixed terms
• Jumbo Loans — Financing above conforming loan limits
• DSCR Loans — Investor loans qualified by rental income, no tax returns
• Bank Statement Loans — Self-employed borrower solutions

Why Alabama Borrowers Choose 1st Nationwide

• Affordable investment markets — Birmingham, Huntsville, and Mobile offer some of the best price-to-rent ratios in the Southeast. Our DSCR loans help investors scale their rental portfolios without income documentation.
• Military communities — Redstone Arsenal in Huntsville, Maxwell Air Force Base in Montgomery, and Fort Novosel in Enterprise support a large veteran population. Our VA loan expertise helps service members maximize their benefits.
• Self-employed solutions — From contractors along the Gulf Coast to tech entrepreneurs in Huntsville’s growing space and defense corridor, Alabama’s self-employed borrowers can qualify using bank deposits instead of tax returns.
• Hands-on service — You get a dedicated loan officer who knows your file inside and out. No hand-offs, no confusion.

Get Started Today

Ready to explore your mortgage options in Alabama? Contact us at (833) 350-9185 or check your eligibility .