States We Serve — Licensed Mortgage Lender
1st Nationwide Mortgage is licensed in 18 states. Find mortgage programs including FHA, VA, conventional, DSCR, and bank statement loans in your state.
Multi-State Mortgage Lending
1st Nationwide Mortgage (NMLS #1281) is a licensed mortgage lender operating across 18 states. Whether you’re a first-time homebuyer looking for an FHA loan, a veteran using VA benefits, a self-employed borrower qualifying with bank statements, or a real estate investor using DSCR financing — we have programs built for your situation.
Talk to a Loan Specialist — (833) 350-9185Find Your State
Southeast
- Alabama — Bank Statement Loans · DSCR Loans
- Florida — Bank Statement Loans · DSCR Loans
- Georgia — Bank Statement Loans · DSCR Loans
- North Carolina — Bank Statement Loans · DSCR Loans
- South Carolina — Bank Statement Loans · DSCR Loans
- Tennessee — Bank Statement Loans · DSCR Loans
- Virginia — Bank Statement Loans · DSCR Loans
West
- Alaska — Bank Statement Loans · DSCR Loans
- Arizona — Bank Statement Loans · DSCR Loans
- California — Bank Statement Loans · DSCR Loans
- Colorado — Bank Statement Loans · DSCR Loans
- Idaho — Bank Statement Loans · DSCR Loans
- Montana — Bank Statement Loans · DSCR Loans
- Oregon — Bank Statement Loans · DSCR Loans
- Washington — Bank Statement Loans · DSCR Loans
Midwest
Southwest
Loan Programs Available in All Licensed States
| Program | Best For | Income Docs Required |
|---|---|---|
| Bank Statement Loans | Self-employed borrowers | 12–24 months of bank deposits |
| DSCR Loans | Real estate investors | None — property cash flow qualifies |
| NONI Investment Loans | Experienced investors, high loan amounts | None — property cash flow qualifies |
| No-Income Mortgages | Asset-rich borrowers, retirees | Varies by program |
| FHA Home Loans | First-time buyers, low down payment | Tax returns, W-2s |
| VA Home Loans | Veterans, active military | Tax returns, W-2s |
| Conventional Loans | Strong credit, competitive rates | Tax returns, W-2s |
| Jumbo Loans | High-value properties | Tax returns, W-2s |
Why Borrowers Across 18 States Choose 1st Nationwide
- Multi-state licensing — One lender for properties in multiple states. Investors with holdings across the Southeast and beyond don’t need to find a new lender for each deal.
- Non-QM expertise — Bank statement loans, DSCR loans, and no-income programs are our specialty, not an afterthought. We know how to structure and close non-traditional loans.
- Dedicated loan officers — You work with a real person who knows your file. No call centers, no hand-offs.
- Investor-focused — We understand portfolio lending. Whether it’s property #1 or #25, each DSCR deal stands on its own cash flow.
Get Started
Contact us at (833) 350-9185 or check your eligibility to explore your options in any of our 18 licensed states.
Alaska Mortgage Loans
1st Nationwide Mortgage is licensed in Alaska. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in AK.
California Mortgage Loans
1st Nationwide Mortgage is licensed in California. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in CA.
Arizona Mortgage Loans
1st Nationwide Mortgage is licensed in Arizona. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in AZ.
Colorado Mortgage Loans
1st Nationwide Mortgage is licensed in Colorado. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in CO.
Florida Mortgage Loans
1st Nationwide Mortgage is licensed in Florida. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in FL.
Georgia Mortgage Loans
1st Nationwide Mortgage is licensed in Georgia. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in GA.
Idaho Mortgage Loans
1st Nationwide Mortgage is licensed in Idaho. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in ID.
Iowa Mortgage Loans
1st Nationwide Mortgage is licensed in Iowa. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in IA.
Montana Mortgage Loans
1st Nationwide Mortgage is licensed in Montana. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in MT.
North Carolina Mortgage Loans
1st Nationwide Mortgage is licensed in North Carolina. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in NC.
Oregon Mortgage Loans
1st Nationwide Mortgage is licensed in Oregon. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in OR.
South Carolina Mortgage Loans
1st Nationwide Mortgage is licensed in South Carolina. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in SC.
Texas Mortgage Loans
1st NWM Corporation is licensed in Texas. NMLS #1437886. Apply for FHA, VA, conventional and jumbo home loans in TX.
Tennessee Mortgage Loans
1st Nationwide Mortgage is licensed in Tennessee. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in TN.
Virginia Mortgage Loans
1st Nationwide Mortgage is licensed in Virginia. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in VA.
Washington Mortgage Loans
1st Nationwide Mortgage is licensed in Washington. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in WA.
Ohio Mortgage Loans
1st Nationwide Mortgage is licensed in Ohio. NMLS #1281. Apply for FHA, VA, conventional, jumbo, DSCR, and bank statement home loans in OH.
Alabama Mortgage Loans
1st Nationwide Mortgage is licensed in Alabama. NMLS #1281. Apply for FHA, VA, conventional, jumbo, DSCR, and bank statement home loans in AL.
Arkansas DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Arkansas qualify investors on rental income — no tax returns. Close in Little Rock, Fayetteville, Bentonville, and statewide with no NMLS licensing delay.
Connecticut DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Connecticut qualify investors on rental income — no tax returns. Close in Hartford, New Haven, Bridgeport, and statewide with no NMLS licensing delay.
Delaware DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Delaware qualify investors on rental income — no tax returns. Close in Wilmington, Dover, Newark, and statewide with no NMLS licensing delay.
Hawaii NONI Investment Loans | No Income, No Asset Verification
Hawaii investor loans via our NONI program. Qualify on rental income alone — no tax returns, no W-2s. Up to $3.5M. Short-term rentals and foreign nationals welcome.
Illinois DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Illinois qualify investors on rental income — no tax returns. Close in Chicago, Rockford, Springfield, and statewide with no NMLS licensing delay.
Indiana DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Indiana qualify investors on rental income — no tax returns. Close in Indianapolis, Fort Wayne, South Bend, and statewide with no NMLS licensing delay.
Kansas DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Kansas qualify investors on rental income — no tax returns. Close in Wichita, Kansas City KS, Topeka, and statewide with no NMLS licensing delay.
Kentucky DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Kentucky qualify investors on rental income — no tax returns. Close in Louisville, Lexington, Bowling Green, and statewide with no NMLS licensing delay.
Louisiana DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Louisiana qualify investors on rental income — no tax returns. Close in New Orleans, Baton Rouge, Shreveport, and statewide with no NMLS licensing delay.
Maine DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Maine qualify investors on rental income — no tax returns. Close in Portland, Augusta, Bangor, and statewide with no NMLS licensing delay.
Maryland DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Maryland qualify investors on the property's rental income — no tax returns. Close in Baltimore, Annapolis, Bethesda, and across MD with no NMLS licensing delay.
Massachusetts DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Massachusetts qualify investors on rental income — no tax returns. Close in Boston, Worcester, Springfield, and across MA with no NMLS licensing delay.
Mississippi DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Mississippi qualify investors on rental income — no tax returns. Close in Jackson, Gulfport, Hattiesburg, and statewide with no NMLS licensing delay.
Missouri DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Missouri qualify investors on rental income — no tax returns. Close in Kansas City, St. Louis, Springfield, and across MO with no NMLS licensing delay.
Nebraska DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Nebraska qualify investors on rental income — no tax returns. Close in Omaha, Lincoln, and statewide with no NMLS licensing delay.
New Hampshire DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in New Hampshire qualify investors on rental income — no tax returns. Close in Manchester, Nashua, Portsmouth, and statewide with no NMLS licensing delay.
New Jersey DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in New Jersey qualify investors on rental income — no tax returns, no W-2s. Close in Newark, Jersey City, and statewide with no NMLS licensing delay.
New Mexico DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in New Mexico qualify investors on rental income — no tax returns. Close in Albuquerque, Santa Fe, Las Cruces, and statewide with no NMLS licensing delay.
New York NONI Investment Loans | No Income, No Asset Verification
New York investor loans via our NONI program. Qualify on rental income alone — no tax returns, no W-2s. Up to $3.5M. NYC, Long Island, upstate. Foreign nationals welcome.
Oklahoma DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Oklahoma qualify investors on rental income — no tax returns. Close in Oklahoma City, Tulsa, Norman, and statewide with no NMLS licensing delay.
Pennsylvania DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Pennsylvania qualify investors on the property's rental income — no tax returns or W-2s. Close in Philadelphia, Pittsburgh, and across PA with no licensing delay.
Rhode Island DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Rhode Island qualify investors on rental income — no tax returns. Close in Providence, Warwick, Newport, and statewide with no NMLS licensing delay.
Washington DC DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Washington DC qualify investors on rental income — no tax returns. Close in DC with no NMLS licensing delay. Strong federal employment drives rental demand.
West Virginia DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in West Virginia qualify investors on rental income — no tax returns. Close in Charleston, Morgantown, Huntington, and statewide with no NMLS licensing delay.
Wisconsin DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Wisconsin qualify investors on rental income — no tax returns. Close in Milwaukee, Madison, Green Bay, and statewide with no NMLS licensing delay.
Wyoming DSCR Loans for Real Estate Investors | No Income Docs
DSCR loans in Wyoming qualify investors on rental income — no tax returns. Close in Cheyenne, Jackson, Casper, and statewide with no NMLS licensing delay.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.