1st Nationwide Mortgage

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Investment Property Financing

Buying Income Property

locked up rental property getting a hand on investment property

Let Us Be Your Investment Financing Partner

We offer financing options to accommodate borrowers seeking to own residential rental property.

To be successful, what you will need to know first is:

  • Do you want to invest in single family homes, condos, or 2-4 unit residential properties.

  • Is it going to be a short or long-term investment?

  • Will you hire a property manager or will you be the landlord?

  • Are you planning to fix & flip?

Perhas the greateest reason to buy an investment proeprty is it will provide ongoing income to pay the mortgage and maintenance costs, and may provide tax benefits using depreciation.

Why Get an Investment Property Mortgage Using 1st Nationwide

As experienced and polished professional in residential financing, we are your go-to mortgage advisor for these mortgages as well. We can run the numbers and look at possibly using the equity in your current home to buy rental property. A loan originator will go over all available options to meet your needs and goals.

Keep mind that an investment property loan is different from buying a primary residence s in three main aspects:

Down payment: A 25-30% down payment is not uncommon for an Investment property. Some will allow just 20%.

Interest Rate: Mortgage rates are typically higher than an owner-occupied property.

Underwriting: The underwriting criteria and calculation are more scrutinized than primary residences.

Popular Investment Property Loans

30-year Fixed Loan. A 30-year fixed is still the most popular loan because the payment never changes. And the 30-year term keeps those payments as low as possible!

15-year Fixed Loan. You'll own the property free and clear in half the time with this option, and save thousands in interest in the process

 

Get a Quick Mortgage Quote!







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1st Nationwide Mortgage Corporation
65 Enterprise
Aliso Viejo, CA 92656
(949) 207-3399

An Equal Housing Lender -   NMLS #1281

© 2005 1st Nationwide Mortgage Corporation. Trade/service marks are the property of 1st Nationwide Mortgage and/or it's subsidiaries. All rights reserved. * 1st Nationwide Mortgage offers these products through our family of companies. Purchase loans and Refinance loans are available for Jumbo mortgages , 30 year fixed, 15 year fixed, FHA loans, VA loans, HARP loans and Reverse Mortgages. *All of the scenarios listed above are subject to various credit debt to income ratio requirements that are subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Loans subject to approval. Rates and programs subject to change without notice. These materials are not from HUD or FHA and were not approved by HUD or a government agency. This is not an offer to enter into a rate lock agreement under CA law, or any other applicable law. CA Loans made or arranged pursuant to California Finance Lender Law License 603K287 and CA Bureau of Real Estate, Real Estate Broker - Broker#01517084, (213)620-2072, California Department of Corporations, Alaska #AK1281, Colorado Mortgage Company Registration, Florida MLD1423, Texas SML #1437886, Oregon Mortgage Lending License ML-5326, Virginia #MC-6675, Washington Consumer Loan Company CL-1281 NMLS Consumer Access.

We have helped thousands of customers refinance or buy new homes over the last decade, earning us an A+ rating with the Better Business Bureau