1st Nationwide Mortgage

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Vacation Home Financing

Purchase your Home Away

person waving from new home they bought saving for a second home

Getting a Mortgage for your Vacation Home

Let us find the right mortgage loan to meet your requirements. Our company has a number of mortgage choices to help you finance the purchase of a second home, in some cases with only a 10-percent down payment.

Think about your plans

Do you see yourself at some point living in the vacation home year round? If so, consider it a good long-term asset as homes values may increase.

Do you want your vacation home to be smaller for less maintenance?

Do you intend to rent the residence when you're not occupying it?

Our licensed loan originators will help you fully grasp what's involved in buying a second home, the down payment, and the loan products for you.

Additionally, they can refer you to a tax professional who can advise you about benefits such as potential tax write-offs on your second home.

banner to apply for a vacation home loan

Why Let 1st Nationwide Assist with Financing?

- In competitive vacation area markets, a loan pre-approval is an essential step before you start viewing homes.
- We review your finances, to make sure your debt-to-income ratios are in-line.

Loans for Vacation Homes
For those buying a second home in high-cost areas like San Diego, coastal cities in California, Seattle or upscale areas in Texas where homes and condos are priced $500k and up, a jumbo loan is likely required along with at least a 20-percent down payment or more.


Get a Quick Mortgage Quote!

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1st Nationwide Mortgage Corporation
65 Enterprise
Aliso Viejo, CA 92656
(949) 207-3399

An Equal Housing Lender -   NMLS #1281

© 2005 1st Nationwide Mortgage Corporation. Trade/service marks are the property of 1st Nationwide Mortgage and/or it's subsidiaries. All rights reserved. * 1st Nationwide Mortgage offers these products through our family of companies. Purchase loans and Refinance loans are available for Jumbo mortgages , 30 year fixed, 15 year fixed, FHA loans, VA loans, HARP loans and Reverse Mortgages. *All of the scenarios listed above are subject to various credit debt to income ratio requirements that are subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Loans subject to approval. Rates and programs subject to change without notice. These materials are not from HUD or FHA and were not approved by HUD or a government agency. This is not an offer to enter into a rate lock agreement under CA law, or any other applicable law. CA Loans made or arranged pursuant to California Finance Lender Law License 603K287 and CA Bureau of Real Estate, Real Estate Broker - Broker#01517084, (213)620-2072, California Department of Corporations, Alaska #AK1281, Colorado Mortgage Company Registration, Florida MLD1423, Texas SML #1437886, Oregon Mortgage Lending License ML-5326, Virginia #MC-6675, Washington Consumer Loan Company CL-1281 NMLS Consumer Access.

We have helped thousands of customers refinance or buy new homes over the last decade, earning us an A+ rating with the Better Business Bureau