Home Affordable Refinance Program
- No loan to value limits for upside down equity
If you've been unable to refinance your home because you value has gone down, you may be able to take advantage of today's low rates with the HARP 2.0. Borrowers are able to refinance regardless of how far their homes have fallen in value.
- Am I eligible?
You may be eligible to refinance with a HARP loan if you meet all of the following criteria:
- Mortgage was sold to Fannie Mae or Freddie Mac on or before May 31, 2009
- Must be current on the mortgage with no late payments in the past 12 months
- Current Loan to Value is greater than 80 percent
If you don't know who currently funds your loan, you can look it up here:
How can I get a HARP refinance quote?
You can get free HARP Refinance Quote and lock in a low mortgage rate Today!
Just be sure to let us know that your loan is owned by either Fannie Mae or Freddie Mac in the loan request form to qualify for the HARP, HARP 2.0 or Home Affordable loan.