1st Nationwide Mortgage

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Fix Your Payment

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Say goodbye to your Adjustable Rate and Hello to a Fixed Rate Loan

Many homeowners with an adjustable-rate mortgage are looking into fixed-rate mortgages and questioning if they should refinance. With historically low rates, a lot of them have moved forward with new loan applications.

One of the most common reasons to refinance is to switch from an adjustable-rate mortgage to a fixed-rate mortgage. You should strongly consider doing so if:

  • The fixed portion of your ARM is expiring within a year or two
  • You have an ARM that has already started to adjust
  • You have a balloon payment

In some cases, borrowers with an ARM interest rate 1% below today's fixed rates still refinance for the added security of a fixed payment and knowing they will be in the home for a long time. At some point, interest rates will rise from zero and so will adjustable rates, so it is a smart move.

Why Choose 1st Nationwide

We have experience helping homeowners get the best possible mortgage for their situation and explain all aspects of financing and your options.

Popular Loan Products to Fix Your Payment

  • 30-year fixed mortgage
  • 10-Year ARMs

Get a Quick Mortgage Quote!

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1st Nationwide Mortgage Corporation
65 Enterprise
Aliso Viejo, CA 92656
(949) 207-3399

An Equal Housing Lender -   NMLS #1281

© 2005 1st Nationwide Mortgage Corporation. Trade/service marks are the property of 1st Nationwide Mortgage and/or it's subsidiaries. All rights reserved. * 1st Nationwide Mortgage offers these products through our family of companies. Purchase loans and Refinance loans are available for Jumbo mortgages , 30 year fixed, 15 year fixed, FHA loans, VA loans, HARP loans and Reverse Mortgages. *All of the scenarios listed above are subject to various credit debt to income ratio requirements that are subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Loans subject to approval. Rates and programs subject to change without notice. These materials are not from HUD or FHA and were not approved by HUD or a government agency. This is not an offer to enter into a rate lock agreement under CA law, or any other applicable law. CA Loans made or arranged pursuant to California Finance Lender Law License 603K287 and CA Bureau of Real Estate, Real Estate Broker - Broker#01517084, (213)620-2072, California Department of Corporations, Alaska #AK1281, Colorado Mortgage Company Registration, Florida MLD1423, Texas SML #1437886, Oregon Mortgage Lending License ML-5326, Virginia #MC-6675, Washington Consumer Loan Company CL-1281 NMLS Consumer Access.

We have helped thousands of customers refinance or buy new homes over the last decade, earning us an A+ rating with the Better Business Bureau