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loan consultant with clients

When Is The Right Time To Get A Mortgage?

If you are wondering when is the right time to get a mortgage you are probably focusing on when you should start shopping for homes. You may be surprised that picking the right time to apply can save you a lot on the interest rate you are offered. Mortgage lenders are more lenient with fees…

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refinance application

Benefits of Refinancing

If you’re one of those who have invested heavily in a property and now the current loans are too much to grasp, refinancing the mortgage can help you out! The option is available with all property loans and thus, this remains a great option for anyone who is struggling to repay the amount on time.…

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FHA Loan Help for California Borrowers

In high cost areas such as Aliso Viejo, Laguna Hills, and Mission Viejo and all of Orange County, CA, FHA permits mortgage financing up to $625,500 to assist borrowers. Anyone considering purchasing a home or existing home owners planning to refinance can still benefit from  “decade low interest rates” and the extended eligibility in locations…

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OC condo building

Is There Anything Important I Should Know When Buying a Condo?

If you are asking is there anything important I should know when buying a condo, the answer is yes. Buying a condo is different than buying an individual home, and there are requirements you will need to be aware of. Condos are governed by homeowners associations that take fees and will be responsible for much…

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