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Which 3 Percent Down Mortgage Program is Best: FHA or Conventional 97?

Today's home buyers have a healthy number of options when it comes to low- and zero-down payment home loan products to purchase a home.

Is it Worth Refinancing a 30-year Fixed FHA @ 3.625% interest rate to a 4.3% conventional loan without PMI?

If your property value has increased and even if you bought your home in the last two years, a refinance to a conventional loan without MI can be a huge benefit.

Equity Lines of Credit and Second Mortgages are Coming Back Strong

Lenders are offering more standalone and piggyback second mortgage and home equity lines of credit due to home value appreciation in the last few years.

Are Home Prices in the U.S. Undervalued or Overvalued?

Home prices in California have shown very good double-digit appreciation and are creating more homebuyer demand in Orange County and Southern California.

Police, Firefighters, EMT’s, and K-12 School Teachers Receive 50% Discount for Certain HUD Homes

Homebuyers could possibly get 50-percent off HUD homes for local city personnel such as K-12 teachers, police, firemen, EMTs and more.

Hometown Heroes Benefits: Lower Costs to Buy or Sell

Californians who are police officers, firefighters, paramedics (EMT), school teachers, and non-profits may be eligible for much lower costs on buying or selling their home

What Refinancing Fees Are Tax Deductible?

Learn what refinancing fees you can deduct and which ones you cannot

When Is The Right Time To Get A Mortgage?

Benefits of Refinancing

FHA Loan Help for California Borrowers

Is There Anything Important I Should Know When Buying a Condo?