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Will Lenders Count All Income I Receive?

Borrowers who receive income from different sources may be surprised it can be used to qualify for a mortgage. Learn which types are acceptable.

More Than 25% of California Homes Were Bought with Down Payments of 3.5% or Less

Did you know that one out of four Californians bought their home with 3.5% or less down payment in the past year.

Is it Good Idea to Use a Co-borrower?

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Which Loan Type Should Military Home Buyers Choose: Conventional, FHA or VA?

Eligible members of the military have VA loans as an additional home loan choice. Deciding if it is best is what you will learn.

How Much is a 20-percent Down Payment on a Median-Priced Home in Irvine, CA?

If I Rent Out My Current Home Can I Get A Mortgage To Buy Another Home?

Best Ways to Keep Closing Costs Low

What Is the Average Down Payment in Orange County, CA?

Down payments in Orange County don't have to be large for prospective home buyers. More options may be available for qualified borrowers.

Down Payment Gift Rules from a Friend or Relative

Learn all there is to know about gift down payments when buying in California, including Orange County, L.A., and San Diego.

Getting a Mortgage with Student Loan Debt

Home financing for people with college education debt is still accessible with recent rule changes in how lenders determine your payment.

Own vs. Rent: Where in OC Can You Own for less than $3,000 or $4,000 a month?

Is it still better to rent or own a home in Orange County, California? Let's review two cities in South County to find out what makes sense.

Quick Overview Regarding Loan Points

One term that is frequently used by industry professionals when borrowers apply to buy a home or a refinance a mortgage is the term “points,” also known as “discount points".