Virginia Investment Property Loans
Virginia investment-property financing through business-purpose lending programs — DSCR and non-owner-occupied bank statement loans. 1st Nationwide Mortgage, NMLS #1281.
Searching for a home loan in Virginia? 1st Nationwide Mortgage is a licensed mortgage company serving homebuyers and homeowners across the Old Dominion.
Investment Property Programs Available in Virginia
Virginia programs are business-purpose, non-owner-occupied only:
- DSCR Loans — Qualify on the property’s rental income. No tax returns, no W-2s, no employment verification.
- Bank Statement Loans — Non-owner-occupied financing qualified on 12 or 24 months of deposits instead of tax returns. Full program details →
- NONI / Foreign National Loans — No income, no asset verification for investment property. Available in 49 states.
- Commercial Real Estate Loans — 5+ unit multi-family, mixed-use, office, retail, and industrial. Available in all 50 states.
Owner-occupied and consumer mortgage products (FHA, VA, USDA, conventional, jumbo, reverse) are not offered in Virginia.
Why Virginia Investors Work With Us
- Business-purpose lending, not consumer lending. Virginia investment property is financed under business-purpose programs, so qualification runs on the asset and the deal — not on your personal tax returns.
- No debt-to-income ceiling on property count. DSCR ignores personal DTI entirely, so there is no conventional 4–10 financed-property limit constraining your portfolio.
- LLC vesting is standard. Title in an entity is routine for our Virginia investor files, not an exception that slows the deal down.
- Direct answers on real deals. Call and talk to someone who has underwritten the scenario before.
Virginia City Loan Programs
- Northern Virginia — DSCR Loans
Get Started Today
Financing an investment property in Virginia? Call us at (833) 350-9185 or check DSCR eligibility .
Northern Virginia DSCR Loans for Real Estate Investors
DSCR loans for Northern Virginia investment property — qualify on rental income, no tax returns or W-2s. Business-purpose financing for Arlington, Alexandria, Fairfax and Loudoun rentals. NMLS #1281.
Virginia Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Qualify on 12 or 24 months of bank deposits instead of tax returns. Virginia bank statement programs, including investment and rental property scenarios.
Virginia DSCR Loans — Richmond & Virginia Beach Rentals
DSCR loans in Virginia let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.