Tennessee Mortgage Loans
1st Nationwide Mortgage is licensed in Tennessee. NMLS #1281. Apply for FHA, VA, conventional and jumbo home loans in TN.
Looking for a mortgage in Tennessee? 1st Nationwide Mortgage is a licensed mortgage lender serving homebuyers and homeowners across the Volunteer State.
Mortgage Programs Available in Tennessee
We offer a full range of mortgage products to Tennessee residents:
- FHA Home Loans — Low down payment options starting at 3.5%
- VA Home Loans — Zero down payment for eligible veterans and active military
- Conventional Loans — Competitive rates on 15 and 30-year fixed terms
- Jumbo Loans — Financing above conforming loan limits
- USDA Loans — Zero down payment for eligible rural areas
- Bank Statement Loans — Self-employed borrower solutions
Why Tennessee Homebuyers Choose 1st Nationwide
- No state income tax — Tennessee doesn’t tax earned income, which means more of your paycheck goes toward building equity in your home. We help you pick the loan that maximizes that advantage.
- Nashville, Memphis, and everywhere in between — Whether you’re buying in a hot urban market or a quiet rural county, we serve the whole state.
- Self-employed programs — Music industry professionals, small business owners, and gig workers can qualify using bank statements instead of tax returns.
- Straightforward process — One loan officer, clear communication, and no surprises at closing.
Get Started Today
Ready to explore your mortgage options in Tennessee? Contact us at (833) 350-9185 or apply online.
Memphis Mortgage Loans | 1st Nationwide Mortgage
Home loans in Memphis, Tennessee. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Nashville Mortgage Loans | 1st Nationwide Mortgage
Home loans in Nashville, Tennessee. FHA, VA, conventional, jumbo, bank statement and DSCR loans. Licensed lender NMLS #1281.
Tennessee Bank Statement Loans (No Tax Returns) | Self-Employed Mortgage
Tennessee bank statement loans let self-employed borrowers qualify using 12 or 24 months of bank deposits instead of tax returns. Available for purchase and refinance statewide.
Tennessee DSCR Loans for Real Estate Investors | No Income Verification
DSCR loans in Tennessee let real estate investors qualify using rental income — no tax returns or pay stubs needed. Purchase or refinance investment properties statewide.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.
