California Loan Limits: 2022
View the maximum 2022 California FHA and Conforming loan limits by county.
For borrowers looking to buy a home in Southern California high cost areas such as Riverside, San Bernardino, San Diego, Los Angeles and Orange county and don't have a down payment of 10% or 20% on a jumbo loan, you now have access to low down payment financing options with today's low interest rates and higher conforming amounts.
Get an FHA purchase or refinance rate quote while you're here.
CA County Name |
Conforming Loan Limit | FHA Limit | FHA Duplex Limit | |
| ALAMEDA | $970,800 | $970,800 | $1,243,050 | |
| ALPINE | $647,200 | $463,450 | $593,300 | |
| AMADOR | $647,200 | $420,680 | $538,650 | |
| BUTTE | $647,200 | $420,680 | $538,650 | |
| CALAVERAS | $647,200 | $420,680 | $538,650 | |
| COLUSA | $647,200 | $420,680 | $538,650 | |
| CONTRA COSTA | $970,800 | $970,800 | $1,243,050 | |
| DEL NORTE | $647,200 | $420,680 | $538,650 | |
| EL DORADO | $675,050 | $675,050 | $864,200 | |
| FRESNO | $647,200 | $420,680 | $538,650 | |
| GLENN | $647,200 | $420,680 | $538,650 | |
| HUMBOLDT | $647,200 | $420,680 | $538,650 | |
| IMPERIAL | $647,200 | $420,680 | $538,650 | |
| INYO | $647,200 | $431,250 | $552,050 | |
| KERN | $647,200 | $420,680 | $538,650 | |
| KINGS | $647,200 | $420,680 | $538,650 | |
| LAKE | $647,200 | $420,680 | $538,650 | |
| LASSEN | $647,200 | $420,680 | $538,650 | |
| LOS ANGELES | $970,800 | $970,800 | $1,243,050 | |
| MADERA | $647,200 | $420,680 | $538,650 | |
| MARIN | $970,800 | $970,800 | $1,243,050 | |
| MARIPOSA | $647,200 | $420,680 | $538,650 | |
| MENDOCINO | $647,200 | $506,000 | $647,750 | |
| MERCED | $647,200 | $420,680 | $538,650 | |
| MODOC | $647,200 | $420,680 | $538,650 | |
| MONO | $647,200 | $563,500 | $721,400 | |
| MONTEREY | $854,450 | $854,450 | $1,093,850 | |
| NAPA | $897,000 | $897,000 | $1,148,350 | |
| NEVADA | $647,200 | $609,500 | $780,250 | |
| ORANGE | $970,800 | $970,800 | $1,243,050 | |
| PLACER | $675,050 | $675,050 | $864,200 | |
| PLUMAS | $647,200 | $420,680 | $538,650 | |
| RIVERSIDE | $647,200 | $562,350 | $719,900 | |
| SACRAMENTO | $675,050 | $675,050 | $864,200 | |
| SAN BENITO | $970,800 | $970,800 | $1,243,050 | |
| SAN BERNARDINO | $647,200 | $562,350 | $719,900 | |
| SAN DIEGO | $879,750 | $879,750 | $1,126,250 | |
| SAN FRANCISCO | $970,800 | $970,800 | $1,243,050 | |
| SAN JOAQUIN | $647,200 | $563,500 | $721,400 | |
| SAN LUIS OBISPO | $805,000 | $805,000 | $1,030,550 | |
| SAN MATEO | $970,800 | $970,800 | $1,243,050 | |
| SANTA BARBARA | $783,150 | $783,150 | $1,002,600 | |
| SANTA CLARA | $970,800 | $970,800 | $1,243,050 | |
| SANTA CRUZ | $970,800 | $970,800 | $1,243,050 | |
| SHASTA | $647,200 | $420,680 | $538,650 | |
| SIERRA | $647,200 | $420,680 | $538,650 | |
| SISKIYOU | $647,200 | $420,680 | $538,650 | |
| SOLANO | $647,200 | $614,100 | $786,150 | |
| SONOMA | $764,750 | $764,750 | $979,000 | |
| STANISLAUS | $647,200 | $460,000 | $588,850 | |
| SUTTER | $647,200 | $420,900 | $538,800 | |
| TEHAMA | $647,200 | $420,680 | $538,650 | |
| TRINITY | $647,200 | $420,680 | $538,650 | |
| TULARE | $647,200 | $420,680 | $538,650 | |
| TUOLUMNE | $647,200 | $420,680 | $538,650 | |
| VENTURA | $851,000 | $851,000 | $1,089,000 | |
| YOLO | $675,050 | $675,000 | $864,200 | |
| YUBA | $647,200 | $420,900 | $538,800 | |
+ View all maximum 2022 FHA loan limits at HUD website
+ View FHFA 2022 maximum Conventional (Fannie/Freddie) loan limits