Purchasing a Home
Stay Focused and Don't Stress Over Rising Rates
Home buyers should focus more on affordability than the actual interest rate. Future opportunities to refinance do occur.
6 Reasons Why You Should Own A Home
There are many solid proven reasons to become a homeowner even with the home appreciation California and other states have experienced.
Successful Home Buying in Arizona
In Arizona's housing markets, you need to b pre-approved due to heavy competition and low inventory in 2021.
Mistakes Before Applying for a Home Loan
Are you aware of the mistkes so many home buyers make.before getting a mortgage? These mistakes we cover can be avoided.
Is it Good Idea to Use a Co-borrower?
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9 Home Buyer Myths and Facts
For many potential homebuyers, some allow their decision to be changed by a myth. Fear of buying a home is understandable but you need to know the facts from the myths.
If I Choose a Realtor, Do I Need to Use Their Lender?
Am I required to use the lender of the realtor who is representing me? This is a common question. See our answers for and against this dilemma.
5 Reasons to Make a 20-percent Down Payment
Review our list of reasons why a borrower should make a down payment of 20-percent and above when buying a home.
Low Dow Payment Mortgage Considerations
Buying a home in Southern California means you'll more than likely need a down payment unless it's a VA loan. Additional options exist for home buyers with as little as 3- and 5-percent down programs.
4 Questions You Need to Know Before Buying a Home
Don't forget about these important factors before making a commitment to buy a home. These can play a large role in your personal finances in the future.
Qualify for a Mortgage With a Non-Occupying Co-Borrower
Mortgage qualifying is challenging sometimes for one borrower to qualify based on their income ad debts. When qualifying is a problem, consider a co-borrower to help you qualify.
Will Higher Interest Rates Hurt Real Estate?
The impact of interest rates that are a quarter or half-percentage point more than one or two months ago
4 Different Practical Ways to Find Out How Much House You Can Afford
Homebuyers often want to buy a home by getting the most mortgage they can borrow. That is determined by affordability factors
Mortgage Approval Or Prequalification When Buying A Home
Learn the best way to start the financing process when shopping for your home in Orange County, California through licensed and professional loan officers.
Are Home Prices in the U.S. Undervalued or Overvalued?
Home prices in California have shown very good double-digit appreciation and are creating more homebuyer demand in Orange County and Southern California.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.