Terms of Use

Terms of Use

Effective Date: January 1, 2024 Last Updated: January 1, 2024

Welcome to the 1st Nationwide Mortgage website (the “Site”). By accessing or using this Site, you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use this Site.

1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes constitutes acceptance of those changes.

2. Use of the Site

This Site is intended for informational purposes related to mortgage lending products and services offered by 1st Nationwide Mortgage Corp. (“1st NWM,” “we,” “us,” or “our”). You agree to use the Site only for lawful purposes and in accordance with these Terms.

You agree NOT to:

• Use the Site in any way that violates applicable federal, state, or local law
• Transmit any material that is unlawful, threatening, abusive, defamatory, or otherwise objectionable
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site
• Use any robot, spider, scraper, or other automated means to access the Site
• Introduce any viruses, Trojan horses, worms, or other harmful material
• Interfere with or disrupt the Site or servers or networks connected to the Site

3. No Offer or Commitment to Lend

The content on this Site is provided for general informational purposes only. Nothing on this Site constitutes an offer to lend, a commitment to lend, or a guarantee of any loan terms, rates, or conditions. All loan applications are subject to credit approval, verification, and underwriting. Loan terms, rates, programs, and conditions are subject to change without notice.

Interest rates, annual percentage rates (APRs), and loan programs referenced on this Site are subject to change and may not be available at the time of loan commitment or lock-in. Rate quotes and estimates are not binding.

4. Not Financial Advice

The information provided on this Site does not constitute financial, legal, tax, or investment advice. You should consult with qualified professionals regarding your specific financial circumstances before making any decisions related to mortgage lending.

5. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of 1st Nationwide Mortgage Corp. or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this Site without our prior written consent.

The 1st Nationwide Mortgage name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of 1st Nationwide Mortgage Corp. You may not use such marks without our prior written permission.

6. Third-Party Links

This Site may contain links to third-party websites or services that are not owned or controlled by 1st Nationwide Mortgage. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available through any third-party websites.

7. Mortgage Licensing

1st Nationwide Mortgage Corp. is a licensed mortgage lender and broker. NMLS #1281. We are licensed to originate mortgage loans in the following states: Alaska, Arizona, California, Colorado, Florida, Georgia, Idaho, Iowa, Montana, North Carolina, Oregon, South Carolina, Tennessee, Texas, Virginia, and Washington. All loans are subject to the applicable state and federal laws and regulations.

Equal Housing Lender.

8. Electronic Communications

When you visit this Site or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

9. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

10. Disclaimer of Warranties

THIS SITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED ON THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, 1ST NATIONWIDE MORTGAGE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant or make any representations regarding the use or the results of the use of the materials on this Site in terms of their correctness, accuracy, reliability, or otherwise.

11. Limitation of Liability

IN NO EVENT SHALL 1ST NATIONWIDE MORTGAGE CORP., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, INCLUDING BUT NOT LIMITED TO LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS, OR LOSS OF DATA, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

12. Indemnification

You agree to indemnify, defend, and hold harmless 1st Nationwide Mortgage Corp. and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Orange County, California for the resolution of any disputes arising out of or relating to these Terms or your use of the Site.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published by us on the Site, constitute the entire agreement between you and 1st Nationwide Mortgage Corp. concerning the use of this Site.

16. Contact Information

If you have any questions about these Terms of Use, please contact us:

1st Nationwide Mortgage Corp. 100 Spectrum Center Dr #900 Irvine, CA 92618

Phone: (888) 400-0433 Email: info2@1stnwm.com

NMLS #1281 | Equal Housing Lender