Home Affordable Refinance Program
- No underwater loan limits – Borrowers are able to refinance regardless of how far their homes have fallen in value. Previous loan-to-value limits were set at 125 percent.
- Eliminating appraisals and underwriting – The majority of homeowners will not have to get an appraisal or have their loan underwritten, making their refinance process easier and faster.
- Modified fees – Certain risk-based fees for homeowners who refinance into shorter term loans will result in being eliminated or modified.
- Extended application deadline – The final date to get a HARP refinance has been extended.
How Can I Get a HARP Refinance Quote?
You can get free, HARP refinance quotes by submitting a loan request. Just be sure to let us know that your loan is owned by either Fannie Mae or Freddie Mac in the loan request form.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.