Loan Programs
Explore our full range of mortgage loan programs including FHA, VA, conventional, jumbo, and specialty loans.
Find the right mortgage for your needs. 1st Nationwide Mortgage offers a comprehensive range of loan programs to help you purchase or refinance your home.
FHA Home Loan Requirements - California Home Buying and Refinancing
You should apply for an FHA loan if you are a first homebuyer, or to keep monthly payments low, or even if you do not really have a great credit score (below 680)
VA 30 Year Fixed Rates - California Zero Down
VA 30-year fixed rates are at record low rates. A great opportunity to buy a home with zero down in California
30 Year Fixed Mortgage - California Purchase & Refinance Loans
30 year fixed mortgage loans are near their lowest rates in decades. It is a great time to buy or refinance in California, Colorado or Texas
15 Year Fixed Rate Mortgage Loans - Pros & Cons
15 Year Fixed Home Loans Now Is One Of The Best Times To Buy Or Refinance With A 15 Year Mortgage And Pay Your Home Off In 1/2 The Time
Jumbo Mortgage | Jumbo Loan | CA Lender
Jumbo Mortgage loan rates for loans above $970,800 in Orange & L.A., San Diego $879,750, Ventura $851,000 and Riverside county $670,200
12-Month Bank Statement Loan (No Tax Returns) | Self-Employed Mortgage
Qualify for a mortgage with just 12 months of bank statements. No tax returns needed. Designed for self-employed borrowers, business owners, and 1099 contractors.
Conventional Home Loans - California Mortgage Lender
Conventional home loans offer competitive rates, flexible terms, and cancellable PMI. Learn about down payment options, credit requirements, and how to qualify with 1st Nationwide Mortgage.
Reverse Mortgages - Senior Mortgage Refinance
Reverse Mortgages allow seniors the ability to pull cash out of their home either by lump sum or monthly withdrawals
No Doc Loan Programs | No Income or No Job
Home loan and investment property loans that help borrowers qualify on their primary home or rental property without personal income and/or employment on the loan application
USDA Home Loans - Zero Down Payment Rural Mortgage
USDA home loans offer zero down payment financing for eligible rural and suburban homebuyers. Learn about income limits, property eligibility, and how to qualify with 1st Nationwide Mortgage.
California Home Affordable Refinance Program | HARP 2.0
Home affordable loan program, Harp 2.0, allows borrowers who are upside down on their mortgage to refinance at todays low rates, even if they are under water
Hard Money Loan | Fast Home Loans in 10 days
Need to get real estate financing in 7-10 days for your primary home or investment property, a hard money loan is the best choice
Bridge Loan Funds | Short Term Home Loans
Get access to short term financing for your home or investment deals to flip for a profit
DSCR Loans for Investment Properties
DSCR loans allow real estate investors to qualify for financing based on rental income instead of personal income. No tax returns or employment verification needed.
FHA Home Loan Refinancing - California - FHA Fast Refi
If you already have an FHA loan and are current on the mortgage you may be eligible to refinance with little to no costs.
VA Loans Refinancing - IRRRL
100% Purchase & Refinance Rates and fees for VA refinancing are dramatically reduced for veteran and current active duty military under the Interest Rate Reduction Refinance Loan. A perfect chance to refinance your home in California
FHA Streamline Refi Requirements - Important Rules
You need to be sure you qualify for a streamline FHA refinance, which requires less documentation
Types of FHA Mortgages: Which One Is Best For You?
Understanding the differences between the types of FHA mortgages will help you make smart choices in choosing a suitable housing plan based on your financial capability
VA 30-Year Fixed Rates - California Zero Down
VA 30-year fixed rates are at record low rates. A great opportunity to buy a home with zero down in California
VA Eligibility Guidelines - Qualify for a VA Mortgage
Latest information to see if you qualify for a VA home loan purchase or refinance. Eligibility requirements including types of discharge, length of service, reserves, and more.
Rehab Home Loans - Improve Your Home
Rehab your house with hard money or conventional rehab project financing
VA Jumbo Mortgage Loan - High VA Loan Limits
Learn about cities where the VA loan limit is a jumbo mortgage and the possibility to borrow over a million dollars.
How Does a VA Loan Refinance Work?
Learn how VA loan refinancing works including Cash Out refinance and VA Streamline (IRRRL) programs for veterans and active duty military.
Ready to Get Started?
Talk to a licensed loan officer about your options — no obligation.