FHA

How Much Can Seller Concessions Give on an FHA Loan in California?

Am I able t pay less closing costs if the seller offers me some concessions on my FHA purchase loan.

Orange County FHA Loan Limits Increased for 2022

With home prices rising in Orange County in 2019, FHA announced an increased loan limit for 2020 to help homebuyers afford the higher cost of homeownership.

Do New Conventional Loans Compete Against Government Loans?

Are today's conforming loans a better deal than a VA or FHA loan? Let's look at some of the difference and make a sound conclusion from there.

Best Low Down Payment Programs for Home Buyers

Before starting to shop for homes in California, you will want to be sure you are applying for the best loan program which includes a low down payments and attractive interest rates.

Qualify for a Mortgage With a Non-Occupying Co-Borrower

Mortgage qualifying is challenging sometimes for one borrower to qualify based on their income ad debts. When qualifying is a problem, consider a co-borrower to help you qualify.

Q & A on Orange County FHA Loans

An overview of the advantages & disadvantages, down payment, and current loan limits of FHA loans in Orange County, California.

Enticing Loan Programs for Orange County First-time Home Buyers

Learn about the multiple down payment programs for first-time home buyers in Orange County, CA.

Home Loans in Orange County Far Above Being Underwater

Information about cities with underwater homeowners. They basically owe more on thir home that the property is worth.

2016 Loan Limits Rise in 4 California Counties

The U.S. is raising the loan limits in specific California counties in 2016. Learn which ones will benefit from this new change.

Which 3 Percent Down Mortgage Program is Best: FHA or Conventional 97?

Today's home buyers have a healthy number of options when it comes to low- and zero-down payment home loan products to purchase a home.

Is it Worth Refinancing a 30-year Fixed FHA @ 3.625% interest rate to a 4.3% conventional loan without PMI?

If your property value has increased and even if you bought your home in the last two years, a refinance to a conventional loan without MI can be a huge benefit.

FHA Loan Help for California Borrowers