Down Payments

How To Use Gift Money for a Down Payment

Receiving money for the down payment is allowed as long as rules are followed

Why PMI is on the Road to Wealth for California Homeowners

Private mortgage insurance is not a one-sided benefits for lender. The homeowner can alo benefit with a lower down payment and possible home appreciation.

More Than 25% of California Homes Were Bought with Down Payments of 3.5% or Less

Did you know that one out of four Californians bought their home with 3.5% or less down payment in the past year.

How Much is a 20-percent Down Payment on a Median-Priced Home in Irvine, CA?

What Is the Average Down Payment in Orange County, CA?

Down payments in Orange County don't have to be large for prospective home buyers. More options may be available for qualified borrowers.

Down Payment Gift Rules from a Friend or Relative

Learn all there is to know about gift down payments when buying in California, including Orange County, L.A., and San Diego.

Down Payment Gift Rules for Borrowers

With strong housing demand and price appreciation in California, potential buyers sometimes need more down payment money to purchase the home they have been searching months for. A Gift can do just that for qualified borrowers.

5 Reasons to Make a 20-percent Down Payment

Review our list of reasons why a borrower should make a down payment of 20-percent and above when buying a home.