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Let’s say you purchased a home in Mission Viejo, CA in the summer of 2013 for $659,000 and got a 30 year fixed FHA with a 3.625% interest rate. That sounds great so far but it was done using FHA which comes with PMI. The borrower only put down 3.5% and has to pay $677 every…
read moreIn high cost areas such as Aliso Viejo, Laguna Hills, and Mission Viejo and all of Orange County, CA, FHA permits mortgage financing up to $625,500 to assist borrowers. Anyone considering purchasing a home or existing home owners planning to refinance can still benefit from “decade low interest rates” and the extended eligibility in locations…
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