:root{
  --navy:#0b1f3a;--blue:#1d4f91;--blue2:#2a66b7;--gold:#f5c842;
  --bg:#f4f7ff;--card:#ffffff;--text:#0f172a;--muted:#475569;
  --border:#e5e7eb;--ok:#16a34a;
  --shadow:0 18px 50px rgba(15,23,42,.14);--radius:16px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:"Open Sans",system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  color:var(--text);
  background:linear-gradient(180deg,#eef3ff 0%,#fff 38%,#fff 100%);
}
a{color:inherit}
.container{max-width:1120px;margin:0 auto;padding:0 18px}

/* Top bar */
.topbar{background:linear-gradient(90deg,var(--navy),#123a6b);color:#fff;font-size:13px}
.topbar .inner{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between;padding:12px 0}
.topbar .left{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.pill{display:inline-flex;align-items:center;gap:8px;padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);font-weight:700}
.pill .dot{width:8px;height:8px;border-radius:999px;background:#34d399}
.phone a{font-weight:900;text-decoration:none;padding:6px 10px;border-radius:10px;background:rgba(254,218,113,.18);border:1px solid rgba(254,218,113,.28)}
.phone a:hover{background:rgba(254,218,113,.25)}

/* Hero */
.hero{padding:42px 0 22px}
.grid{display:grid;grid-template-columns:1.2fr .8fr;gap:26px;align-items:start}
.brand{display:flex;gap:14px;align-items:center;margin-bottom:18px}
.brand img{height:80px;width:auto}
.h1{font-size:44px;line-height:1.05;margin:8px 0 10px;letter-spacing:-.8px}
.sub{color:var(--muted);font-size:18px;line-height:1.55;margin:0 0 14px;max-width:60ch}
.checks{list-style:none;margin:16px 0 10px;padding:0;display:grid;gap:10px}
.checks li{display:flex;gap:10px;align-items:flex-start;color:#1f2a44}
.checks svg{flex:0 0 20px;margin-top:2px;color:var(--ok)}
.ctaRow{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}
.ctaBtn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;font-weight:900;padding:12px 14px;border-radius:14px;background:linear-gradient(90deg,var(--gold),#f9d86a);color:#1b2a4a;box-shadow:0 12px 28px rgba(245,200,66,.25);border:1px solid rgba(0,0,0,.04)}
.ctaBtn:hover{transform:translateY(-1px)}
.ctaBtn small{font-weight:800;opacity:.85}
.trustStrip{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.trustTag{border:1px solid var(--border);background:#fff;padding:10px 12px;border-radius:999px;font-weight:800;color:#0f2a4d;box-shadow:0 8px 22px rgba(2,6,23,.06)}
.trustTag span{color:#0f2a4d}
.trustTag em{font-style:normal;color:#1d4f91}

/* Social proof quote in hero */
.proof-quote{
  border-left:4px solid #FEDA71;
  border-radius:0 8px 8px 0;
  background:rgba(255,255,255,.10);
  padding:12px 16px;
  margin:0 0 22px;
}
.proof-quote p{font-size:14px;font-style:italic;color:rgba(255,255,255,.95);line-height:1.6;margin:0 0 6px}
.proof-quote cite{font-size:12px;color:rgba(255,255,255,.65);font-style:normal}

/* Form card */
.card{background:var(--card);border:1px solid rgba(2,6,23,.10);border-radius:var(--radius);box-shadow:var(--shadow);padding:18px 18px 14px;position:relative}
.cardTitle{font-size:22px;margin:6px 0 10px;font-weight:900;color:#0f2a4d}
.cardSub{font-size:12px;color:#999;text-align:center;margin:0 0 16px}
.progress{font-size:12px;font-weight:900;color:#64748b;background:#f1f5ff;border:1px solid #dbeafe;display:inline-block;padding:6px 10px;border-radius:999px;margin-bottom:10px}
.field{margin:10px 0}
label{display:block;font-size:12px;font-weight:900;color:#334155;margin-bottom:6px}
input,select,textarea{width:100%;padding:12px;border-radius:12px;border:1px solid var(--border);outline:none;font-size:15px;background:#fff}
textarea{min-height:92px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:#93c5fd;box-shadow:0 0 0 4px rgba(59,130,246,.12)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.btnRow{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:12px}
.btn{width:100%;border:0;border-radius:12px;padding:14px;font-size:16px;font-weight:900;cursor:pointer;font-family:inherit}
.btnPrimary{background:linear-gradient(90deg,var(--blue),var(--blue2));color:#fff;box-shadow:0 12px 28px rgba(29,79,145,.22)}
.btnSecondary{background:#fff;color:#0f2a4d;border:1px solid var(--border);box-shadow:none}
.btn:disabled{opacity:.7;cursor:not-allowed}
.error{display:none;margin-top:10px;padding:10px 12px;border-radius:12px;background:#fef2f2;border:1px solid #fecaca;color:#b91c1c;font-weight:800;font-size:13px}
.note{font-size:12px;color:#64748b;margin:10px 0 0;line-height:1.35}
.note a{color:#64748b}

/* How it works */
.section{padding:28px 0 44px}
.section h2{text-align:center;font-size:28px;margin:0 0 16px;letter-spacing:-.4px}
.sectionSub{text-align:center;color:#777;font-size:14px;margin-bottom:28px}
.cols3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.mini{background:#fff;border:1px solid var(--border);border-radius:16px;padding:16px;box-shadow:0 10px 26px rgba(2,6,23,.06)}
.step{width:28px;height:28px;border-radius:999px;background:#e0ecff;color:#1d4f91;display:grid;place-items:center;font-weight:900;margin-bottom:10px}
.stepHighlight{border-top:4px solid #FEDA71 !important}
.stepGold{background:#FEDA71 !important;color:#003366 !important}
.mini h3{margin:0 0 6px}
.mini p{margin:0;color:#475569;line-height:1.5}

/* Footer */
.footer{border-top:1px solid rgba(255,255,255,.12);background:linear-gradient(90deg,var(--navy),#123a6b);color:#e8eefc;padding:22px 0}
.footer .inner{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:flex-start;font-size:12px}
.footer a{color:#c7d2fe;text-decoration:underline}
.smallmuted{color:#c7d2fe}
.badges{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.badgeBox{padding:8px 10px;border-radius:12px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);font-weight:800}

/* Thank you page */
.ty-wrap{min-height:100vh;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:40px 20px;background:linear-gradient(135deg,#003366 0%,#00509f 50%,#003366 100%)}
.ty-card{background:#fff;border-radius:16px;box-shadow:0 20px 60px rgba(0,0,0,.3);max-width:600px;width:100%;overflow:hidden}
.ty-header{background:#003366;padding:30px 40px;text-align:center}
.ty-header img{max-width:280px;height:auto}
.ty-body{padding:40px;text-align:center}
.ty-check{width:72px;height:72px;background:linear-gradient(135deg,#5CCD00,#4ab300);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;box-shadow:0 4px 15px rgba(92,205,0,.3)}
.ty-check svg{width:36px;height:36px;fill:none;stroke:#fff;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.ty-body h1{font-size:26px;font-weight:700;color:#003366;margin-bottom:16px}
.ty-body p{font-size:16px;line-height:1.6;color:#555;margin-bottom:16px}
.ty-cta{display:inline-block;background:linear-gradient(135deg,#FEDA71,#f5c842);color:#003366;font-size:20px;font-weight:700;padding:14px 32px;border-radius:8px;text-decoration:none;margin:20px 0;box-shadow:0 4px 15px rgba(254,218,113,.4);transition:transform .2s,box-shadow .2s}
.ty-cta:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(254,218,113,.5)}
.ty-footer{background:#f8f9fa;padding:20px 40px;text-align:center;border-top:1px solid #eee}
.ty-footer p{font-size:12px;color:#999;line-height:1.5}
.ty-footer a{color:#00509f;text-decoration:none}
.ty-back{display:inline-block;margin-top:20px;color:rgba(255,255,255,.7);font-size:14px;text-decoration:none}
.ty-back:hover{color:#fff}

@media(max-width:980px){
  .grid{grid-template-columns:1fr}
  .h1{font-size:38px}
  .cols3{grid-template-columns:1fr}
}
@media(max-width:520px){
  .h1{font-size:32px}
  .btnRow{grid-template-columns:1fr}
  .brand img{height:52px}
  .ty-body{padding:30px 24px}
  .ty-header{padding:24px 20px}
  .ty-header img{max-width:220px}
  .ty-body h1{font-size:22px}
  .ty-cta{font-size:18px;padding:12px 24px}
}