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Irvine may not be the oldest town in the United States nor the largest, but it sure stands out against many others. For a long time now, news outlets and tourism institutions have consistently ranked this beautiful city as one of the best places to live in America. Let us take a look at some…
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As of January, 1, 2019, all mortgage lenders in California will recognize the new conforming loan limit of $726,25 for Orange County and other high cost counties throughout the state. Additionally, FHA has made a similar move and raised their own loan limits as well. This is very good news for prospective home buyers who…
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Based on recent studies, The Los Angeles / Orange County area is one of the ten U.S. metros with home buyers making the highest average down payment. A research group from Realtor.com conducted the March study, and found that the average down payment among home buyers in L.A. and neighboring Orange County was 17.9%. Their…
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If you are a first-time home buyer determined to find a property, then the following tips will be useful if you’re prepared to begin the process. Become familiar with the selling prices of homes in your desired location. Conduct a search on the MLS for listings in your area from a local realtor’s website, or…
read moreIn high cost areas such as Aliso Viejo, Laguna Hills, and Mission Viejo and all of Orange County, CA, FHA permits mortgage financing up to $625,500 to assist borrowers. Anyone considering purchasing a home or existing home owners planning to refinance can still benefit from “decade low interest rates” and the extended eligibility in locations…
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