Equity Lines of Credit and Second Mortgages are Coming Back Strong

While everyone knows the housing recession caused home values to drop precipitously since 2007 made using your home to access equity appreciation like an ATM as folklore. However, with a housing recovery in the hardest hit areas well underway, investors and homeowners are realizing some nice gains in home value, especially in Southern California. It […]


HOME PRICES IN THE US, UNDERVALUED OR OVERVALUED?

Reports show home prices on the national level are 3% undervalued! Many metropolitan areas around the country have seen large price gains in residential home prices since the financial crisis lows set back in 2009 to 2011. That being said, are we once again in the formation stage of a new real estate bubble as […]


Hometown Heroes Benefits: Lower Costs to Buy or Sell

Becoming a home owner can cost you a quite a bit, especially in our economy but a new solution exists for veterans of the military, emergency first responders (paramedics/ EMT), police departments, school teachers, universities, and medical centers, and even nonprofit organizations including those in the clergy can reduce their costs greatly when buying a […]


What Refinancing Fees Are Tax Deductible?

Many people wonder what refinancing fees are tax deductible, so they do not break the rules writing off costs that are not eligible for a discount. In general, many refinancing charges can be written off when you file your taxes, but there are rules you must follow when you list them. There are higher restrictions […]


When Is The Right Time To Get A Mortgage?

If you are wondering when is the right time to get a mortgage you are probably focusing on when you should start shopping for homes. You may be surprised that picking the right time to apply can save you a lot on the interest rate you are offered. Mortgage lenders are more lenient with fees […]

loan consultant with clients

Benefits of Refinancing

If you’re one of those who have invested heavily in a property and now the current loans are too much to grasp, refinancing the mortgage can help you out! The option is available with all property loans and thus, this remains a great option for anyone who is struggling to repay the amount on time. […]


FHA Loan Help for California Borrowers

In high cost areas such as Aliso Viejo, Laguna Hills, and Mission Viejo and all of Orange County, CA, FHA permits mortgage financing up to $625,500 to assist borrowers. Anyone considering purchasing a home or existing home owners planning to refinance can still benefit from  “decade low interest rates” and the extended eligibility in locations […]


Is There Anything Important I Should Know When Buying a Condo?

If you are asking is there anything important I should know when buying a condo, the answer is yes. Buying a condo is different than buying an individual home, and there are requirements you will need to be aware of. Condos are governed by homeowners associations that take fees and will be responsible for much […]