Category Archives : purchasing a home


Which 3 Percent Down Mortgage Program is Best: FHA or Conventional 97?

On January 8, 2015, President Obama reported there will be a reduction in the FHA annual mortgage insurance premiums (MIP). ¬†Following that announcement, the National Association of Realtors (NAR) predicts that a reduction in the yearly MIP .50 to .85 percent will make it possible for a good number of first-time home buyers and get […]

3 bed 2 ba home financing in Aliso Viejo

loan consultant with clients

When Is The Right Time To Get A Mortgage?

If you are wondering when is the right time to get a mortgage you are probably focusing on when you should start shopping for homes. You may be surprised that picking the right time to apply can save you a lot on the interest rate you are offered. Mortgage lenders are more lenient with fees […]