Category Archives : loan program


Mortgage approval or prequalification

Is it OK to Switch Lenders while in Underwriting with 1st Lender?

Here’s a great example fo why you would switch. Your loan officer is claiming that you will be approved within adequate time for closing but because you were never completely comfortable with the loan officer or lender, you want switch to a different lender. Then you have uncertainties about if the second lender can approve […]


7 Ways to Get the Best Mortgage Rate and Terms

Gone are the days where you could say you make “x” amount of dollars and you are approved fairly quick. Today, lenders are required to conduct considerably more due diligence on existing homeowners and buyers than years ago. Additionally, the recently introduced riles from Dodd-Frank combined with what economists call the Great Recession, countless mortgage […]